Home Insurance in Gippsland

Two of my friends have been shopping for household contents insurance in the last week or so. Both have mentioned to me they can’t find an insurance company willing to ensure anyone in Gippsland due to the floods. I remember the last time I looked into insurance, the person on the phone read to me the list of situations where the insurance wouldn’t cover damage. After hearing all the exceptions, I decided against it. I couldn’t think of much that could happen that would be covered.
On the news this evening it mentioned that many of those who had their homes damaged by the flood waters were finding they weren’t covered by their insurance policies.
Perhaps all the people in Gippsland should check their policies and stop paying their premiums if it is of no value to them.

Saturday Night’s Full Moon

Taxi
Sometimes, when I am not too cranky, busy, tired, etc, I will drive my son and his friends to their assorted Saturday night engagements. I have seen some sights during these times and last night was no exception.
Parties, Gatherings, and other names for a Riot
Young people have a lot of difficulty convincing parents to have them in the family home on a weekend night. I have negotiated with my son about the specific meaning behind the word ‘gathering’ or ‘few’. I learnt to be very clear about numbers after having a party. When I take him to little ‘shindigs’ and there is overflow onto the street, I have empathy for whichever parent didn’t get clear about numbers. I assume the parent is home, or at least aware when I say that. I heard a classic story about an individual who sent a mass text to friends, inviting them to a get together, and in the frenzy to get the news out, included the absent parental unit. Oooops!
Pre outing drinks
The outing is preceded by assembling at someones house and having a couple of bevvies, whilst completing final touches to grooming. Straighteners, assorted hair products, alternative outfits etc are lugged to the nominated house and the girls all have a ‘prebrief’ (before the event debrief). I have heard harsh comments. Once all the final touches have been made a number of photo’s are taken, often appearing on myspaces.
Most Recent Event
Last night I took them to an 18th at a venue. Looking splendid and slightly tipsy, they joined the throng on the footpath. After a visit to the supermarket, I did the parent thing and drove by again to check they had got in safely. There had been a problem with this venue as the host had been forewarned that only a small number of under 18 year old would be allowed in, yet the birthday celebrant had clearly invited many more than that.
The Debrief
It was an early, yet eventful night. The debrief happened at the end of the night, with another parent and a smaller, still upright group. As a teacher, I get drips and drops of what has occurred over the next week, yet last night all the information poured in on the spot. There had been friends lost, wandering, beaten up, broken hearted and the usual written off by alcohol. The most glamorous, beautiful young people, time and time again, shred their careful appearances by drinking too much.
Worry
I worry about fights, alcohol, self-esteem, about my son and the kids I teach. I am concerned about them all. It is a juggling act to stay open enough that they could call you if they need you and to not condone or support their risky behaviours. There are many parents who are prohibitive and clueless about what really goes on. I think this is dangerous. I don’t feel judgemental about these kids. I love them. I know, nothing new here, but it is scary to watch.